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Home Loan EMI Calculator
Simplifying the Home Loan Process for You
Lowest Interest Rate
Maximum Eligibility
Maximum Tenure
Design Your EMI
Bridging the Gap in Real Estate Financing
Over the past five years, we’ve recognized a crucial gap in addressing the financial needs of real estate stakeholders. Property deals often fall through due to a lack of funds—whether for developers or buyers.
To bridge this gap, Get My Ghar has established a dedicated financing vertical, successfully managing loan requirements for all involved. We provide:
- Hassle-Free Approvals
- Flexible Loan Solutions
- Timely Closures
At Get My Ghar, we’re dedicated to ensuring smooth and stress-free property transactions, empowering you to achieve your real estate dreams.
Our Banking Partners
Empowering Your Dreams with Trusted Financial Support
Simplifying Home Loans for You
Start Your Home Loan Journey Today
Home Loan Documents Required
Category
Identity Proof
Residence Proof
Additional Documents
For Self-employed Applicants
For Salaried Applicants
Document Type
Any one required
Any one required
- Employer Identity Card
- Duly filled loan application form with 3 passport-sized photographs
- Loan account statement (past 12 months
Income Proof
Business Details
Income Proof
Examples
Driving License, PAN Card, Voter ID, Valid Passport
- Copy of Electricity Bill/Water Bill/Telephone Bill
- Copy of valid Passport/Aadhaar Card/Driving License
- Bank account statements for the last 6 months
- Income Tax Returns (last 3 years)
- Audited Balance Sheet and Profit & Loss Account (last 3 years)
- Certificate of Qualification (Doctors/CA)
- Business License Details
- Proof of Business Address
- TDS Certificate
- Salary Slips (last 3 months)
- Copy of Form 16 or Income Tax Returns (last 2 years)
Home Loan Eligibility
Criteria
Age
Resident Type
Employment
Net Annual Income
Residence
Credit score
Details
Minimum 18 years, Maximum 70 years
Resident Indian, Non-Resident Indian (NRI), or Person of Indian Origin (PIO)
Salaried or Self-employed
At least ₹5–6 lakh, depending on employment type
Permanent address or rented residence occupied for at least 1 year
Minimum 750 from a recognised credit bureau
Home Loan FAQs
Quick answers to your most important Home Loan questions!
Typically, the approval process can take anywhere from 7 to 15 business days, depending on the completeness of your documents and the type of loan you are applying for.
The interest rate depends on the lending partner and your eligibility. Rates usually range from 7% to 9.5% per annum. We work with leading financial institutions to ensure competitive rates for you.
A co-applicant is someone who applies alongside the main borrower. This could be a spouse, parent, or sibling. Having a co-applicant may improve your eligibility and increase the loan amount.
The tenure of a home loan can range from 5 years to 30 years, depending on your eligibility and loan amount.
Yes, many of our lending partners offer options for prepayment or early repayment of loans with minimal or no penalties. We can help you find options that work best for your financial situation
Yes, most lenders charge a processing fee, which typically ranges from 0.5% to 1% of the loan amount. We ensure that the fee is transparent and minimal.
A fixed interest rate remains the same throughout the loan tenure, while a floating interest rate changes based on market conditions. We can help you choose the best option based on your financial goals.
While a low credit score may make it harder to get a loan, it’s not impossible. We can guide you through the options available, such as applying with a co-applicant or opting for a secured loan.
The LTV ratio is the ratio of the loan amount to the appraised value of the property. A higher LTV means you’ll need a larger down payment. Generally, LTV ratios range from 70% to 90%.
Under Section 80C, you can claim deductions on principal repayments, and under Section 24, you can claim deductions on interest payments. We provide detailed information on how you can avail of these benefits.
Real Homes, Real Loans
Customers secure the perfect home with seamless financing and expert guidance!
Why Get My Ghar for Your Home Loan?
Your Trusted Partner for Seamless and Affordable Financing
Expert Guidance, Every Step of the Way
At Get My Ghar, we understand that securing a home loan can be overwhelming. That's why we provide personalized guidance throughout the entire process, from application to approval, ensuring that your journey to homeownership is smooth and hassle-free.
Competitive Rates and Flexible Terms
We work with leading financial institutions to bring you the most competitive interest rates, flexible repayment terms, and tailor-made loan solutions that suit your needs and budget.
Quick and Easy Process
Our simple, streamlined loan application process makes it faster for you to get approved. With minimal documentation and quick turnaround times, we prioritize getting you the loan you need without the wait.
Trusted by Homebuyers
Our proven track record of helping thousands of customers secure the right home loan makes us a trusted partner in your journey. Whether you're a first-time buyer or looking to refinance, we’ve got you covered.
Comprehensive Loan Options
From traditional home loans to specialized loan products, Get My Ghar offers a wide range of financing options. Whether you're buying a new property, renovating your current home, or investing in real estate, we have a solution for you.
Dedicated Support
Our team of experts is always available to answer your questions and guide you through every step. We take pride in providing clear, transparent, and honest communication to ensure you understand all aspects of your home loan.
Home Loan Insights
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About Us
Welcome to Get My Ghar, your trusted partner in the real estate journey. Headquartered in Kolkata, with a strong presence across Mumbai, Pune, and Siliguri, we bring you seamless real estate solutions, expert advice, and a commitment to making your dream home a reality.
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